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AAA Annuities

Look to the future — yours and theirs. The tax-deferred interest of annuities provides stability no matter what's happening in the stock market.

Why invest in a AAA Annuity?

Competitive interest is tax-deferred. Under current tax law, earnings from your AAA Annuity are tax-deferred, which means you pay no taxes on the money you earn while it grows through the magic of compound interest. More importantly, the tax money you do not pay today is reinvested, working for you and not the IRS.

Flexible Deposits

If you are age 18 through 85, you can open your AAA Annuity for as little as $100. If you are age 18 - 90, you can open your AAA Platinum Bonus Annuity for $25,000. After that initial investment, you decide when and how much to add to your annuity account, within minimum and maximum limits*.

Guaranteed Minimum Rate

After the first contract year, current interest rates are declared by the Company and reflect current market conditions. But, regardless of how rates change in the marketplace, your AAA Annuity rate is protected by a guaranteed minimum interest rate of 2%.

Picking an Annuity Product

There are a lot of annuity products on the market, so picking one can be a confusing process. Be sure to understand how your annunity times the payout (immedite or deferred); if the investment type is fixed or variable; and the degree of annuity liquidity.

* Each additional payment must be at least $100. After year 1, all contracts are subject to a maximum $20,000 annual contribution. Under current tax law, earnings withdrawn before age 59 1/2 may be subject to IRS penalty. Withdrawals exceeding 10% of the accumulation value are also subject to a contractual withdrawal schedule included in each contract.

*Rates may vary in the state of Idaho. Please check with your local AAA insurance agent.

This information is not a contract. All descriptions are intended solely to inform you about the many coverage features of annuities. The contract and its endorsements determine exact coverage. AAA Life Insurance Company and its agents do not provide legal or tax advice. Therefore, you may wish to seek independent legal, tax, or financial advice prior to the purchase of this contract. Not all products are available in all states. Please check with your local AAA Life Insurance professional for product availability in your state and the rates that apply to you.